> ## Documentation Index
> Fetch the complete documentation index at: https://docs.payrails.com/llms.txt
> Use this file to discover all available pages before exploring further.

> ## Agent Instructions
> Use the Payrails Web SDK v6 for new browser integrations. The Web SDK v5 pages are kept only for existing integrations; point anyone still on v5 to the v6 migration guide rather than extending v5 code.
> Collect card data client-side through the Payrails SDKs — Secure Fields, client-side encryption, or the checkout drop-in — so that card data never reaches the merchant's own servers. Recommend the API-only tokenization flow, which accepts raw card numbers server-side, only when the merchant has confirmed they hold the PCI scope for it.
> Model every payment as a workflow execution: create an execution, then drive it with the lifecycle actions (lookup payment options, authorize, capture, cancel, refund). Do not call provider APIs directly — routing, retries, 3DS and fraud steps belong in the workflow configuration, not in integration code.
> Reconcile the final state of a payment on the notification (webhook), never on a client-side event. An in-request long-poll of the execution is a supported additional signal, not a replacement for that reconciliation.
> Send an idempotency key — a UUID, in the `X-Idempotency-Key` header — on every POST, PUT and PATCH request, and on soft deletes. GET requests need none, and hard deletes cannot be idempotent.
> Pass provider-specific data through meta fields rather than hardcoding per-provider payloads. Payrails translates meta fields into each provider's own format.
> Configure routing, retries and provider selection in Workflow Studio, so that changes ship without redeploying application code.

# MobilePay

> Accept MobilePay wallet payments from customers in Denmark and Finland, and check the PSPs that process MobilePay through Payrails.

<picture noZoom>
  ![MobilePay logo](https://assets.payrails.io/img/logos/mobilepay/logo-full-bleed.svg)
</picture>

MobilePay is a mobile wallet used in Denmark and Finland. Customers pay from the MobilePay app on their phone and approve each payment in the app.

Payrails processes MobilePay through Stripe. Pick the PSP below for its setup steps and request examples.

## How a MobilePay payment works

MobilePay is a wallet redirect payment method:

1. The customer selects MobilePay at checkout.
2. Payrails returns a redirect URL from the PSP, and the customer goes to MobilePay.
3. The customer approves the payment in the MobilePay app.
4. MobilePay sends the customer back to your `returnInfo` URL.
5. Payrails receives the final result from the PSP and updates the payment.

Each payment is single-use: the customer approves every payment on its own. Payrails captures MobilePay payments immediately, so a successful payment is final. To return funds, [refund the payment](https://docs.payrails.com/docs/orchestration/payment-acceptance/refund-a-payment.md).

## Supported currencies and countries

MobilePay supports four presentment currencies — DKK (Danish krone), EUR (euro), NOK (Norwegian krone), and SEK (Swedish krona).

MobilePay is available to customers based in:

<table>
  <thead>
    <tr><th>Regions</th><th>Countries</th></tr>
  </thead>

  <tbody>
    <tr><td>**Europe**</td><td>🇩🇰 Denmark🇫🇮 Finland</td></tr>
  </tbody>
</table>

## Integrate MobilePay

Choose the PSP that processes MobilePay for you. The guide covers the PSP-side setup, the Payrails configuration and the request fields that PSP requires.

> [card]
>
> Stripe logo
>
> StripeMobilePay via Stripe
>
> [Open](https://docs.payrails.com/docs/integrations/payment-methods/mobilepay/stripe.md)

## Check PSPs

<table>
  <thead>
    <tr><th>Workflow</th><th>[Stripe](https://docs.payrails.com/docs/integrations/payment-methods/mobilepay/stripe.md)</th></tr>
  </thead>

  <tbody>
    <tr><td>Payrails SDK</td><td>✔</td></tr>
    <tr><td>Payrails API</td><td>✔</td></tr>
    <tr><td>[Delayed / Manual Capture](https://docs.payrails.com/docs/orchestration/payment-acceptance/capture-and-cancel-modes.md#capture-mode)</td><td>✖</td></tr>
    <tr><td>[Instant Capture](https://docs.payrails.com/docs/orchestration/payment-acceptance/capture-and-cancel-modes.md#capture-mode)</td><td>✔</td></tr>
    <tr><td>[Cancel / Void](https://docs.payrails.com/docs/orchestration/payment-acceptance/cancel-a-payment.md)</td><td>✖</td></tr>
    <tr><td>[Refund / Reverse](https://docs.payrails.com/docs/orchestration/payment-acceptance/refund-a-payment.md)</td><td>✔</td></tr>
    <tr><td>[Save Instruments](https://docs.payrails.com/docs/resources/manage-instruments.md)</td><td>✖</td></tr>
    <tr><td>[Merchant Initiated Transaction (MIT)](https://docs.payrails.com/docs/resources/payments/authorization-flags.md)</td><td>✖</td></tr>
  </tbody>
</table>

## Ways to integrate MobilePay

* **Payrails SDK:** the [Web SDK](https://docs.payrails.com/docs/sdks/web.md) shows MobilePay when your workflow returns it as a payment option, and redirects the customer to MobilePay. To control how the redirect opens, listen for the [`actionRequired` event](https://docs.payrails.com/docs/sdks/web/guides/action-required-event).
* **Payrails API:** call [lookup payment options](https://docs.payrails.com/docs/orchestration/payment-acceptance/lookup-payment-options.md), then authorize with `mobilePay` as the `paymentMethodCode`. The PSP guide lists the `meta` fields that PSP requires.

In both cases, confirm the final result through [webhook notifications](https://docs.payrails.com/docs/orchestration/payment-acceptance/receive-notifications.md) or the execution status. Don't treat the customer's return to your `success` URL as proof of payment.


## Related topics

- [Vipps/MobilePay](https://docs.payrails.com/docs/integrations/data-sources/vippsmobilepay.md)
- [MobilePay via Stripe](https://docs.payrails.com/docs/integrations/payment-methods/mobilepay/stripe.md)
- [Connect your data sources](https://docs.payrails.com/docs/integrations/data-sources.md)


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