EPS

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How an EPS payment works

1. The customer selects EPS at checkout.
2. Payrails creates the payment at Checkout.com and returns a redirect URL, and the customer goes to their bank.
3. The customer confirms the payment in their online banking.
4. The bank sends the customer back to your returnInfo URL.
5. Payrails receives the final result from Checkout.com and updates the payment.

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Supported currencies and countries

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Supported workflows

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Before you begin

1. Set up a Checkout.com integration in your workspace. Follow the Checkout.com integration setup guide if you don’t have one yet.
2. Ask Checkout.com support to enable EPS on your Checkout.com account.
3. In the Payrails Portal, go to Settings → Integrations, open your Checkout.com integration, select EPS under Payment methods, and save.
4. Add EPS as a payment option in your workflow.

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Request fields for Checkout.com

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Authorize an EPS payment

{
  "amount": {
    "value": "25.00",
    "currency": "EUR"
  },
  "paymentComposition": [
    {
      "integrationType": "api",
      "paymentMethodCode": "eps",
      "amount": {
        "value": "25.00",
        "currency": "EUR"
      }
    }
  ],
  "meta": {
    "customer": {
      "email": "lena.huber@example.com",
      "name": "Lena",
      "lastName": "Huber"
    }
  },
  "returnInfo": {
    "success": "https://example.com/success",
    "error": "https://example.com/error"
  }
}

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How Checkout.com handles EPS

• Payrails creates the EPS payment through the Checkout.com Payment Setup API. Checkout.com needs no payment token for EPS.
• If Checkout.com doesn’t return a redirect for a pending EPS payment, Payrails fails the payment, because the customer can’t complete it.
• Payrails doesn’t save the EPS payment method at Checkout.com, so Save Instruments and MIT aren’t available.