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Paga Wallet is a mobile wallet in Nigeria. Customers pay from the balance of their Paga account, with no card needed. Payrails processes Paga Wallet through Boku. Pick the PSP below for its setup steps and request examples.

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How a Paga Wallet payment works

Paga Wallet is a redirect payment method:
  1. The customer selects Paga Wallet at checkout.
  2. Payrails returns a redirect URL from the PSP, and the customer goes to the PSP’s payment page.
  3. The customer confirms the payment with their Paga account.
  4. The PSP sends the customer back to your returnInfo URL.
  5. Payrails receives the final result from the PSP and updates the payment.
Each payment is single-use: the customer confirms every payment on its own. Payrails captures Paga Wallet payments immediately, so a successful payment is final. To return funds, refund the payment.

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Supported currencies and countries

Paga Wallet supports NGN (Nigerian naira) as its presentment currency.

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Integrate Paga Wallet

Choose the PSP that processes Paga Wallet for you. The guide covers the PSP-side setup, the Payrails configuration and the request fields that PSP requires.

Boku

Paga Wallet via Boku

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Check PSPs

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Ways to integrate Paga Wallet

  • Payrails SDK: the Web SDK shows Paga Wallet when your workflow returns it as a payment option, and redirects the customer to the PSP’s payment page. To control how the redirect opens, listen for the actionRequired event.
  • Payrails API: call lookup payment options, then authorize with pagaWallet as the paymentMethodCode. The PSP guide lists the meta fields that PSP requires.
In both cases, confirm the final result through webhook notifications or the execution status. Don’t treat the customer’s return to your success URL as proof of payment.
Last modified on October 5, 2026