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Pix Automático is the recurring payment scheme for Pix in Brazil, run by the Central Bank of Brazil. The customer authorizes a recurring mandate, called an enrollment, once in their banking app. After that, you charge the mandate on a schedule without the customer present. It works like a card-on-file subscription or a direct debit. Payrails processes Pix Automático through dLocal as the payment service provider (PSP).

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How a Pix Automático payment works

Pix Automático has two phases:
  1. Enrollment and first payment. The customer selects Pix Automático at checkout. Payrails sends the subscription schedule to the PSP, returns a redirect URL, and the customer authorizes the mandate in their banking app.
  2. Recurring charges. Payrails stores the enrollment as a payment instrument. You charge it as a merchant-initiated transaction (MIT) for each billing cycle. These charges need no redirect or customer interaction.
Both phases return a pending payment, and Payrails updates it when the PSP confirms the final result. Payrails captures Pix Automático payments immediately, so a successful payment is final. To return funds, refund the payment.

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Supported currencies and countries

Pix Automático supports BRL (Brazilian real) as its only presentment currency.

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Integrate Pix Automático

Choose the PSP that processes Pix Automático for you. The guide covers the PSP-side setup, the Payrails configuration, the request fields for each phase and the rules for scheduling recurring charges.

dLocal

Pix Automático via dLocal

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Check PSPs

For Save Instruments, the enrollment is the stored credential, and later MIT payments charge it.

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Ways to integrate Pix Automático

  • Payrails SDK: the Web SDK shows Pix Automático when your workflow returns it as a payment option, and redirects the customer to authorize the enrollment. Pass meta.subscription when you create the execution. To control how the redirect opens, listen for the actionRequired event.
  • Payrails API: call lookup payment options, then authorize with pixAutomatico as the paymentMethodCode. Send recurring charges from your server against the stored instrument. The PSP guide lists the meta fields for each phase.
In both cases, confirm the final result through webhook notifications or the execution status. Every Pix Automático payment, including each recurring charge, starts as pending.
Last modified on October 5, 2026