iDEAL via Worldpay

Accept iDEAL payments from customers in the Netherlands with Worldpay as the payment service provider (PSP). The customer selects iDEAL, confirms the payment with their bank and returns to your site.

Supported workflows

Before you begin

Complete these steps before you send your first iDEAL payment through Worldpay:

Set up a Worldpay integration in your workspace. Contact your Payrails account team if Worldpay isn’t listed in your Payrails Portal yet.
Ask Worldpay to enable iDEAL on your Worldpay entity.
In the Payrails Portal, go to Settings → Integrations, open your Worldpay integration, select iDEAL under Payment methods, and save.
Add iDEAL as a payment option in your workflow.

Request fields for Worldpay

Send these fields in the authorize request, in addition to the standard authorize fields. Payrails checks Required fields and returns an error when one is missing. Fields required by the PSP pass the Payrails checks but the PSP can decline the payment without them.

Field	Status	Description
`meta.order.softDescriptor`	Required by Worldpay	Sent as the payment narrative, shown on the customer’s bank statement. Also used as the mandate description.
`meta.order.reference`	Recommended	Sent to Worldpay as the order reference.
`meta.order.billingAddress.email`	Recommended	Sent to Worldpay as the customer’s email.
`meta.order.deliveryAddress`	Optional	Sent to Worldpay as the shipping address on the first payment.
`holderReference`	Required to save the instrument	Set on the execution. Sent to Worldpay as the agreement reference for the mandate.

Authorize an iDEAL payment

Call authorize a payment with iDeal as the paymentMethodCode. The response includes the redirect to the customer’s bank.

Authorize request

{
  "amount": {
    "value": "25.00",
    "currency": "EUR"
  },
  "paymentComposition": [
    {
      "integrationType": "api",
      "paymentMethodCode": "iDeal",
      "amount": {
        "value": "25.00",
        "currency": "EUR"
      }
    }
  ],
  "meta": {
    "order": {
      "reference": "order-1234",
      "softDescriptor": "Example Store",
      "billingAddress": {
        "email": "sanne.devries@example.com"
      }
    }
  },
  "returnInfo": {
    "success": "https://example.com/success",
    "error": "https://example.com/error"
  }
}

After the customer confirms the payment, the bank returns them to your success or error URL. Confirm the result through webhook notifications or the execution status before you fulfill the order.

How Worldpay handles iDEAL

To save the instrument, set storeInstrument to true on the payment composition. Worldpay creates a recurring SEPA Direct Debit mandate, using your holder reference as the agreement reference.
Refunds aren’t available for iDEAL payments through Worldpay.
Later payments with the stored PSP token skip the bank redirect. Payrails charges the stored mandate directly.

Getting Started

Payment Orchestration

Token Vault

Analytics & Reporting

Fraud Management

Chargebacks

Monitoring

Resources

Use Cases

Supported workflows

Before you begin

Request fields for Worldpay

Authorize an iDEAL payment

How Worldpay handles iDEAL

​Supported workflows

​Before you begin

​Request fields for Worldpay

​Authorize an iDEAL payment

​How Worldpay handles iDEAL

Supported workflows

Before you begin

Request fields for Worldpay

Authorize an iDEAL payment

How Worldpay handles iDEAL