iDEAL via Stripe

Accept iDEAL payments from customers in the Netherlands with Stripe as the payment service provider (PSP). The customer selects iDEAL, confirms the payment with their bank and returns to your site.

Supported workflows

Before you begin

Complete these steps before you send your first iDEAL payment through Stripe:

Set up a Stripe integration in your workspace. Follow the Stripe integration setup guide if you don’t have one yet.
Turn on iDEAL in your Stripe Dashboard payment method settings.
In the Payrails Portal, go to Settings → Integrations, open your Stripe integration, select iDEAL under Payment methods, and save.
Add iDEAL as a payment option in your workflow.

Request fields for Stripe

Send these fields in the authorize request, in addition to the standard authorize fields. Payrails checks Required fields and returns an error when one is missing. Fields required by the PSP pass the Payrails checks but the PSP can decline the payment without them.

Field	Status	Description
`amount`	Required	Must be in `EUR` and greater than zero.
`returnInfo`	Required	The URLs the customer returns to after the bank redirect.
`meta.order.billingAddress.name`	Required	The customer’s first name. Sent to Stripe as the billing name.
`meta.order.billingAddress.lastName`	Recommended	Added to the billing name, for example `Sanne de Vries`.
`meta.order.billingAddress.email`	Optional	Sent to Stripe as the billing email.
`meta.order.billingAddress.country.code`	Optional	Sent to Stripe as the billing country, for example `NL`.
`meta.order.description`	Optional	Sent to Stripe as the payment description.
`meta.order.softDescriptor`	Optional	Shown on the customer’s bank statement.

Authorize an iDEAL payment

Call authorize a payment with iDeal as the paymentMethodCode. The response includes the redirect to the customer’s bank.

Authorize request

{
  "amount": {
    "value": "25.00",
    "currency": "EUR"
  },
  "paymentComposition": [
    {
      "integrationType": "api",
      "paymentMethodCode": "iDeal",
      "amount": {
        "value": "25.00",
        "currency": "EUR"
      }
    }
  ],
  "meta": {
    "order": {
      "billingAddress": {
        "name": "Sanne",
        "lastName": "de Vries",
        "email": "sanne.devries@example.com",
        "country": {
          "code": "NL"
        }
      }
    }
  },
  "returnInfo": {
    "success": "https://example.com/success",
    "error": "https://example.com/error"
  }
}

After the customer confirms the payment, the bank returns them to your success or error URL. Confirm the result through webhook notifications or the execution status before you fulfill the order.

How Stripe handles iDEAL

Stripe accepts iDEAL only in EUR. Payrails rejects other currencies before calling Stripe.
Zero-amount authorizations aren’t supported.
Payrails doesn’t save the Stripe payment method for later payments, so Save Instruments and MIT aren’t available.

Merchant regions

Merchants based in these regions can accept iDEAL through Stripe:

European Economic Area
Australia
Canada
Hong Kong
Japan
Mexico
New Zealand
Singapore
United States

Getting Started

Payment Orchestration

Token Vault

Analytics & Reporting

Fraud Management

Chargebacks

Monitoring

Resources

Use Cases

Supported workflows

Before you begin

Request fields for Stripe

Authorize an iDEAL payment

How Stripe handles iDEAL

Merchant regions

​Supported workflows

​Before you begin

​Request fields for Stripe

​Authorize an iDEAL payment

​How Stripe handles iDEAL

​Merchant regions

Supported workflows

Before you begin

Request fields for Stripe

Authorize an iDEAL payment

How Stripe handles iDEAL

Merchant regions