NIBSS via Boku

Accept NIBSS payments from customers in Nigeria with Boku as the payment service provider (PSP). The customer selects NIBSS Pay or NIBSS Instant Pay, pays from their bank account on the Boku payment page and returns to your site.

Supported workflows

Before you begin

Complete these steps before you send your first NIBSS payment through Boku:

Set up a Boku integration in your workspace. Contact your Payrails account team if Boku isn’t listed in your Payrails Portal yet.
Ask Boku to enable NIBSS Pay, NIBSS Instant Pay or both on your Boku merchant account.
In the Payrails Portal, go to Settings → Integrations, open your Boku integration, select the NIBSS payment methods you need under Payment methods, and save.
Add each NIBSS payment method as a payment option in your workflow.

Request fields for Boku

Send these fields in the authorize request, in addition to the standard authorize fields. Required fields must be present for the payment to succeed. Payrails sends Optional fields to the PSP when you include them.

Field	Status	Description
`meta.customer.country.code`	Required	Send `NG`. Payrails uses it to pick the Boku endpoint for the country and sends it to Boku as the payment country.
`meta.order.description`	Required	Between one and 255 characters. Sent to Boku as the item description.
`meta.clientContext`	Required	Payrails reads `osType`, `userAgent` and `screenWidth` to choose the mobile or desktop Boku page.
`meta.clientContext.ipAddress`	Optional	Sent to Boku as the customer’s IP address.
`meta.customer.reference`	Optional	Sent to Boku as your customer ID.

Authorize a NIBSS payment

Call authorize a payment with nibssPay or nibssInstantPay as the paymentMethodCode. The response includes the redirect to the Boku payment page.

Authorize request

{
  "amount": {
    "value": "5000.00",
    "currency": "NGN"
  },
  "paymentComposition": [
    {
      "integrationType": "api",
      "paymentMethodCode": "nibssPay",
      "amount": {
        "value": "5000.00",
        "currency": "NGN"
      }
    }
  ],
  "meta": {
    "customer": {
      "reference": "customer-1234",
      "country": {
        "code": "NG"
      }
    },
    "order": {
      "description": "Example Store order"
    },
    "clientContext": {
      "ipAddress": "203.0.113.10",
      "osType": "android",
      "userAgent": "Mozilla/5.0 (Linux; Android 14) Mobile"
    }
  },
  "returnInfo": {
    "success": "https://example.com/success",
    "error": "https://example.com/error"
  }
}

For NIBSS Instant Pay, send nibssInstantPay as the paymentMethodCode. The other fields stay the same. After the customer pays, Boku returns them to your success or error URL. Confirm the result through webhook notifications or the execution status before you fulfill the order.

How Boku handles NIBSS

Boku notifies Payrails of the final result.
To refund a NIBSS payment, send meta.customer.country.code on the refund request too. Payrails uses it to reach the Boku endpoint for the country.

Getting Started

Payment Orchestration

Token Vault

Analytics & Reporting

Fraud Management

Chargebacks

Monitoring

Resources

Use Cases

Supported workflows

Before you begin

Request fields for Boku

Authorize a NIBSS payment

How Boku handles NIBSS

​Supported workflows

​Before you begin

​Request fields for Boku

​Authorize a NIBSS payment

​How Boku handles NIBSS

Supported workflows

Before you begin

Request fields for Boku

Authorize a NIBSS payment

How Boku handles NIBSS