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Introduction

MoMo uses a redirect-based payment flow. When a customer selects MoMo at checkout, they are redirected to MoMo’s app or web interface to authenticate and confirm their payment, then redirected back to your website or app upon completion. MoMo is a single-use payment method where customers must authenticate each payment. This guide explains the process of integrating MoMo into your app or website using Payrails.

Pre-requisites

Before you start accepting MoMo payments with Payrails, there are a few requirements you must meet:

Ways to integrate MoMo

Payrails SDK

Server-to-server integration

Parse MoMo from lookup response

Pass MoMo payment method in request to authorize payment with Payrails

Note on amountsVND uses 2 decimal places but is typically quoted as whole numbers. Amounts should be provided in the smallest currency unit—for example, 700000 for ₫7,000.
MoMo is a redirect-based, single-use payment method. After calling the authorize endpoint, the customer will be redirected to MoMo’s interface to authenticate and confirm the payment. The customer has up to 10 minutes to complete the payment. Once confirmed, the customer will be redirected back to the returnInfo.success URL. Make sure to provide valid returnInfo URLs in your authorization request.

Handle the redirect response

Supported currencies

MoMo via dLocal supports the following presentment currency:
  • VND — Vietnamese Dong

Supported regions / countries

Customer regions

MoMo is available to customers based in:
  • Vietnam 🇻🇳

Merchant regions

Merchants enabled for Vietnam can accept MoMo payments via dLocal.

Supported workflows and services

Last modified on September 28, 2026