PAYCO via Stripe

Accept PAYCO payments from customers in South Korea with Stripe as the payment service provider (PSP). The customer selects PAYCO, confirms the payment on the page of Stripe’s local processing partner, and returns to your site.

Supported workflows

Before you begin

Complete these steps before you send your first PAYCO payment through Stripe:

Set up a Stripe integration in your workspace. Follow the Stripe integration setup guide if you don’t have one yet.
Turn on PAYCO in your Stripe Dashboard payment method settings.
In the Payrails Portal, go to Settings → Integrations, open your Stripe integration, select PayCo under Payment methods, and save.
Add PAYCO as a payment option in your workflow.

Request fields for Stripe

Send these fields in the authorize request, in addition to the standard authorize fields. Required fields must be present for the payment to succeed. Payrails sends Optional fields to the PSP when you include them.

Field	Status	Description
`amount`	Required	Must be in `KRW` and greater than zero. KRW has no decimal places, for example `"10000"`.
`returnInfo`	Required	The URLs the customer returns to after the redirect.
`meta.order.billingAddress.name`	Required	The customer’s first name. Sent to Stripe as the billing name.
`meta.order.billingAddress.lastName`	Optional	Added to the billing name, for example `Minji Kim`.
`meta.order.billingAddress.email`	Optional	Sent to Stripe as the billing email.
`meta.order.billingAddress.country.code`	Optional	Sent to Stripe as the billing country, for example `KR`.
`meta.order.description`	Optional	Sent to Stripe as the payment description.
`meta.order.softDescriptor`	Optional	Shown on the customer’s statement.

Authorize a PAYCO payment

Call authorize a payment with payCo as the paymentMethodCode. The response includes the redirect to PAYCO.

Authorize request

{
  "amount": {
    "value": "10000",
    "currency": "KRW"
  },
  "paymentComposition": [
    {
      "integrationType": "api",
      "paymentMethodCode": "payCo",
      "amount": {
        "value": "10000",
        "currency": "KRW"
      }
    }
  ],
  "meta": {
    "order": {
      "billingAddress": {
        "name": "Minji",
        "lastName": "Kim",
        "email": "minji.kim@example.com",
        "country": {
          "code": "KR"
        }
      }
    }
  },
  "returnInfo": {
    "success": "https://example.com/success",
    "error": "https://example.com/error"
  }
}

After the customer confirms the payment, they return to your success or error URL. Confirm the result through webhook notifications or the execution status before you fulfill the order.

How Stripe handles PAYCO

Stripe accepts PAYCO only in KRW. Payrails checks the currency before calling Stripe.
Send an amount greater than zero. Payrails checks the amount before calling Stripe.
PAYCO through Stripe supports customer-initiated transactions (CIT): the customer confirms every payment.

Merchant regions

Merchants based in these countries can accept PAYCO through Stripe:

Austria
Belgium
Croatia
Cyprus
Denmark
Estonia
Finland
France
Germany
Greece
Hong Kong
Hungary
Ireland
Italy
Japan
Latvia
Lithuania
Luxembourg
Malta
Netherlands
Portugal
Singapore
Slovakia
Slovenia
Spain
Sweden
United Kingdom
United States

Getting Started

Payment Orchestration

Token Vault

Analytics & Reporting

Fraud Management

Chargebacks

Monitoring

Resources

Use Cases

Supported workflows

Before you begin

Request fields for Stripe

Authorize a PAYCO payment

How Stripe handles PAYCO

Merchant regions

​Supported workflows

​Before you begin

​Request fields for Stripe

​Authorize a PAYCO payment

​How Stripe handles PAYCO

​Merchant regions

Supported workflows

Before you begin

Request fields for Stripe

Authorize a PAYCO payment

How Stripe handles PAYCO

Merchant regions