Bizum via Checkout.com

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Supported workflows

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Before you begin

1. Set up a Checkout.com integration in your workspace. Follow the Checkout.com integration setup guide if you don’t have one yet.
2. Ask Checkout.com support to enable Bizum on your Checkout.com account.
3. In the Payrails Portal, go to Settings → Integrations, open your Checkout.com integration, select Bizum under Payment methods, and save.
4. Add Bizum as a payment option in your workflow.

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Request fields for Checkout.com

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Authorize a Bizum payment

{
  "amount": {
    "value": "25.00",
    "currency": "EUR"
  },
  "paymentComposition": [
    {
      "integrationType": "api",
      "paymentMethodCode": "bizum",
      "amount": {
        "value": "25.00",
        "currency": "EUR"
      }
    }
  ],
  "meta": {
    "customer": {
      "email": "lucia.garcia@example.com",
      "name": "Lucía",
      "lastName": "García",
      "phone": {
        "countryCode": "34",
        "number": "612345678"
      }
    }
  },
  "returnInfo": {
    "success": "https://example.com/success",
    "error": "https://example.com/error"
  }
}

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How Checkout.com handles Bizum

• Payrails creates the Bizum payment through the Checkout.com Payment Setup API, and sends the phone number to Checkout.com on the customer.
• Payrails checks that both the phone number and the dialing code are present before it calls Checkout.com.
• A Bizum payment needs no redirect. Payrails keeps the payment pending until Checkout.com sends the final result as a webhook notification.
• Each Bizum payment is a new customer-initiated payment.