Bancontact via Nuvei

Accept Bancontact payments from customers in Belgium with Nuvei as the payment service provider (PSP). The customer selects Bancontact, confirms the payment with Bancontact or their bank and returns to your site.

Supported workflows

Workflow	Supported
Payrails SDK	✔
Payrails API	✔
Delayed / Manual Capture	✖
Instant Capture	✔
Cancel / Void	✖
Refund / Reverse	✔
Save Instruments	✖
Merchant Initiated Transaction (MIT)	✖

Before you begin

Complete these steps before you send your first Bancontact payment through Nuvei:

Set up a Nuvei integration in your workspace. Follow the Nuvei integration setup guide if you don’t have one yet.
Ask Nuvei to enable Bancontact on your Nuvei merchant account.
In the Payrails Portal, go to Settings → Integrations, open your Nuvei integration, select Bancontact under Payment methods, and save.
Add Bancontact as a payment option in your workflow.

Request fields for Nuvei

Send these fields in the authorize request, in addition to the standard authorize fields. Required fields must be present for the payment to succeed. Payrails sends Optional fields to the PSP when you include them.

Field	Status	Description
`meta.customer.email`	Required	Sent to Nuvei as the billing email.
`meta.customer.country.code`	Required	Must be `BE`. Payrails rejects Bancontact requests to Nuvei with any other country code.
`meta.clientContext.ipAddress`	Required	The customer’s IP address, sent to Nuvei as device details.
`meta.customer.name`, `meta.customer.lastName`	Optional	Sent to Nuvei as the billing name.
`meta.customer.phone.number`	Optional	Sent to Nuvei as the billing phone.
`meta.order.billingAddress`	Optional	Overrides the customer’s name, email, country and address in the Nuvei billing address.

Authorize a Bancontact payment

Call authorize a payment with bancontact as the paymentMethodCode. The response includes the redirect to Bancontact.

Authorize request

{
  "amount": {
    "value": "25.00",
    "currency": "EUR"
  },
  "paymentComposition": [
    {
      "integrationType": "api",
      "paymentMethodCode": "bancontact",
      "amount": {
        "value": "25.00",
        "currency": "EUR"
      }
    }
  ],
  "meta": {
    "customer": {
      "email": "lotte.peeters@example.com",
      "name": "Lotte",
      "lastName": "Peeters",
      "country": {
        "code": "BE"
      }
    },
    "clientContext": {
      "ipAddress": "203.0.113.10"
    }
  },
  "returnInfo": {
    "success": "https://example.com/success",
    "error": "https://example.com/error"
  }
}

After the customer confirms the payment, they return to your success or error URL. Confirm the result through webhook notifications or the execution status before you fulfill the order.

How Nuvei handles Bancontact

Payrails sends Bancontact to Nuvei only for customers in Belgium. A missing meta.customer.country.code returns an error, and any value other than BE returns an error.
Payrails sends every Bancontact payment to Nuvei as a sale, so Nuvei captures it immediately.

Getting Started

Payment Orchestration

Token Vault

Analytics & Reporting

Fraud Management

Chargebacks

Monitoring

Resources

Use Cases

Supported workflows

Before you begin

Request fields for Nuvei

Authorize a Bancontact payment

How Nuvei handles Bancontact

​Supported workflows

​Before you begin

​Request fields for Nuvei

​Authorize a Bancontact payment

​How Nuvei handles Bancontact

Supported workflows

Before you begin

Request fields for Nuvei

Authorize a Bancontact payment

How Nuvei handles Bancontact