Bancontact via Stripe

Accept Bancontact payments from customers in Belgium with Stripe as the payment service provider (PSP). The customer selects Bancontact, confirms the payment with Bancontact or their bank and returns to your site.

Supported workflows

Workflow	Supported
Payrails SDK	✔
Payrails API	✔
Delayed / Manual Capture	✖
Instant Capture	✔
Cancel / Void	✖
Refund / Reverse	✔
Save Instruments	✖
Merchant Initiated Transaction (MIT)	✖

Before you begin

Complete these steps before you send your first Bancontact payment through Stripe:

Set up a Stripe integration in your workspace. Follow the Stripe integration setup guide if you don’t have one yet.
Turn on Bancontact in your Stripe Dashboard payment method settings.
In the Payrails Portal, go to Settings → Integrations, open your Stripe integration, select Bancontact under Payment methods, and save.
Add Bancontact as a payment option in your workflow.

Your use of Bancontact must follow Stripe’s Bancontact Terms of Service.

Request fields for Stripe

Send these fields in the authorize request, in addition to the standard authorize fields. Required fields must be present for the payment to succeed. Payrails sends Optional fields to the PSP when you include them.

Field	Status	Description
`amount`	Required	Must be in `EUR` and greater than zero.
`returnInfo`	Required	The URLs the customer returns to after the redirect.
`meta.order.billingAddress.name`	Required	The customer’s first name. Sent to Stripe as the billing name.
`meta.order.billingAddress.lastName`	Optional	Added to the billing name, for example `Lotte Peeters`.
`meta.order.billingAddress.email`	Optional	Sent to Stripe as the billing email.
`meta.order.billingAddress.country.code`	Optional	Sent to Stripe as the billing country, for example `BE`.
`meta.order.description`	Optional	Sent to Stripe as the payment description.
`meta.order.softDescriptor`	Optional	Shown on the customer’s bank statement.

Authorize a Bancontact payment

Call authorize a payment with bancontact as the paymentMethodCode. The response includes the redirect to Bancontact.

Authorize request

{
  "amount": {
    "value": "25.00",
    "currency": "EUR"
  },
  "paymentComposition": [
    {
      "integrationType": "api",
      "paymentMethodCode": "bancontact",
      "amount": {
        "value": "25.00",
        "currency": "EUR"
      }
    }
  ],
  "meta": {
    "order": {
      "billingAddress": {
        "name": "Lotte",
        "lastName": "Peeters",
        "email": "lotte.peeters@example.com",
        "country": {
          "code": "BE"
        }
      }
    }
  },
  "returnInfo": {
    "success": "https://example.com/success",
    "error": "https://example.com/error"
  }
}

After the customer confirms the payment, they return to your success or error URL. Confirm the result through webhook notifications or the execution status before you fulfill the order.

How Stripe handles Bancontact

Stripe accepts Bancontact only in EUR. Payrails rejects other currencies before calling Stripe.
Send an amount greater than zero.
Bancontact through Stripe supports customer-initiated transactions (CIT): the customer confirms every payment.

Merchant regions

Merchants based in these regions can accept Bancontact through Stripe:

European Economic Area
Australia
Canada
Hong Kong
Japan
Mexico
New Zealand
Singapore
United States

Getting Started

Payment Orchestration

Token Vault

Analytics & Reporting

Fraud Management

Chargebacks

Monitoring

Resources

Use Cases

Supported workflows

Before you begin

Request fields for Stripe

Authorize a Bancontact payment

How Stripe handles Bancontact

Merchant regions

​Supported workflows

​Before you begin

​Request fields for Stripe

​Authorize a Bancontact payment

​How Stripe handles Bancontact

​Merchant regions

Supported workflows

Before you begin

Request fields for Stripe

Authorize a Bancontact payment

How Stripe handles Bancontact

Merchant regions