Bancontact via Worldpay

Accept Bancontact payments from customers in Belgium with Worldpay as the payment service provider (PSP). The customer selects Bancontact, confirms the payment with Bancontact or their bank and returns to your site.

Supported workflows

Before you begin

Complete these steps before you send your first Bancontact payment through Worldpay:

Set up a Worldpay integration in your workspace. Contact your Payrails account team if Worldpay isn’t listed in your Payrails Portal yet.
Ask Worldpay to enable Bancontact on your Worldpay entity.
In the Payrails Portal, go to Settings → Integrations, open your Worldpay integration, select Bancontact under Payment methods, and save.
Add Bancontact as a payment option in your workflow.

Request fields for Worldpay

Send these fields in the authorize request, in addition to the standard authorize fields. Payrails checks Required fields and returns an error when one is missing. Fields required by the PSP pass the Payrails checks but the PSP can decline the payment without them.

Field	Status	Description
`meta.order.softDescriptor`	Required by Worldpay	Sent as the payment narrative, shown on the customer’s bank statement.
`meta.order.billingAddress.country.code`	Required by Worldpay	Must be `BE`. Sent to Worldpay as the payment instrument country.
`meta.order.billingAddress.email`	Required by Worldpay	Sent to Worldpay as the customer’s email.
`meta.order.reference`	Recommended	Sent to Worldpay as the order reference.

Authorize a Bancontact payment

Call authorize a payment with bancontact as the paymentMethodCode. The response includes the redirect to Bancontact.

Authorize request

{
  "amount": {
    "value": "25.00",
    "currency": "EUR"
  },
  "paymentComposition": [
    {
      "integrationType": "api",
      "paymentMethodCode": "bancontact",
      "amount": {
        "value": "25.00",
        "currency": "EUR"
      }
    }
  ],
  "meta": {
    "order": {
      "reference": "order-1234",
      "softDescriptor": "Example Store",
      "billingAddress": {
        "email": "lotte.peeters@example.com",
        "country": {
          "code": "BE"
        }
      }
    }
  },
  "returnInfo": {
    "success": "https://example.com/success",
    "error": "https://example.com/error"
  }
}

After the customer confirms the payment, they return to your success or error URL. Confirm the result through webhook notifications or the execution status before you fulfill the order.

How Worldpay handles Bancontact

Payrails reads the customer’s email from meta.order.billingAddress.email, not from meta.customer.email.
When Worldpay reports the payment as pending after the redirect, Payrails waits for the Worldpay webhook to set the final status.
Refunds aren’t available for Bancontact payments through Worldpay.
Save Instruments and MIT aren’t available for Bancontact through Worldpay.

Getting Started

Payment Orchestration

Token Vault

Analytics & Reporting

Fraud Management

Chargebacks

Monitoring

Resources

Use Cases

Supported workflows

Before you begin

Request fields for Worldpay

Authorize a Bancontact payment

How Worldpay handles Bancontact

​Supported workflows

​Before you begin

​Request fields for Worldpay

​Authorize a Bancontact payment

​How Worldpay handles Bancontact

Supported workflows

Before you begin

Request fields for Worldpay

Authorize a Bancontact payment

How Worldpay handles Bancontact