What is Payrails?

Payrails is a payment operating system that helps businesses of all sizes to manage their payments and financial operations more effectively. We offer a range of product modules that help businesses to improve their payment processing, including:

• Payment Orchestration - The platform provides a single API that businesses can use to connect to a wide range of payment providers, including PSPs, fraud providers, and alternative payment methods.
• Workflows - Payrails offers customizable workflows that allow businesses to automate and streamline their payment processes. By defining rules and sequences, businesses can ensure consistent and efficient payment operations.
• Checkout - Payrails provides a secure, customizable checkout experience that seamlessly integrates with your existing website or app. This feature supports multiple payment methods and currencies, providing flexibility to your customers.
• Dynamic Routing - Payrails leverages a highly-configurable rule engine to dynamically route payments to the most cost-effective payment provider. This intelligent routing system ensures businesses maximize profitability while maintaining high processing standards.
• PCI-Compliant Vault - Security is a paramount concern when dealing with financial transactions. Payrails' PCI Vault stores sensitive payment information securely, ensuring businesses are PCI compliant and customer data is protected.

Integrating Payrails

From the start of the integration until the first transaction on live, below are the steps to follow. Our onboarding team, consisting of onboarding managers and technical solution engineers, will support you during the integration and go-live phases.

1. Set up your account and environments - The first step involves configuring your Payrails environment. This includes setting up your staging and production environments, configuring your settings, and performing tests to ensure integration is functioning as expected.
2. Select the right products and modules for your business needs - Payrails offers modular components that enable merchants to tailor their own payment infrastructure and needs, such as payment orchestration, PCI token vault, network tokenization, payment data analytics, in-person payments, fraud management, and alternative payment methods.
3. Integrate Payrails APIs - Depending on your desired setup, the APIs that you will need to integrate and the configuration to be set up will be defined during the integration phase. Payrails provides multiple ways to integrate with your existing systems. You can use our SDKs for a more seamless integration experience or build server-to-server integration.
4. Configure your merchant settings - Once you've integrated Payrails, the next step is to customize your settings. Depending on the products you are using, you will navigate to our Portal or use the API reference to configure your setup flexibly.
5. Testing on staging and going live - Once the environment setup, integration, and configurations are completed, you can use our testing features in our Portal, such as testing workflow configurations by simulating your customized payment requests, creating test payment instruments, and reviewing the API logs. After confirmation of all scenarios on staging, you can move to the production environment to go live.