JazzCash

JazzCash is an alternative payment method in Pakistan. With JazzCash, customers can enjoy a seamless checkout experience, with a choice of fulfilling their payments with their wallet balance.

Introduction

JazzCash is a widely used alternative payment method in Pakistan that offers a convenient way for customers to pay for goods and services. Integrating JazzCash with Payrails allows you to provide a fast, easy-to-use payment option for your customers while leveraging our platform to route the payment to any Payment Service Provider (PSP). This guide will explain the process of integrating JazzCash into your app or website using Payrails.

Pre-requisites

Before you start accepting JazzCash payments with Payrails, there are a few requirements you must meet:

  1. Integrate with Payrails using one of our SDKs or our API
  2. Configure a new integration account for JazzCash via one of the following Payment Service Providers:
    Boku, dLocal, and Thunes.
  3. Enable JazzCash as a payment option.
  4. Make sure you're sending the JazzCash specific meta fields (found under Merchant configurations -> Meta fields on your Payrails dashboard and in the examples below) in your requests.

Ways to integrate JazzCash

Payrails SDK

The simplest way to use JazzCash with Payrails is to use our drop-in in your checkout flow. With this integration type, no additional development work is required to accept payments with JazzCash.

Server-to-server integration

The simplest way to use JazzCash is by completely managing your own client-side implementation, and using Payrails APIs with a server-to-server integration to process payments with JazzCash. With this approach, follow the documentation below to build JazzCash into your applications:

Parse JazzCash from lookup response

With a server-to-server integration, you can call our lookup payment options endpoint to get available payment options and relevant configurations for each payment method. As the example below, you can see jazzCash returned as an option of the paymentCompositionOptions. You can use this value later to authorize payments with Payrails as you can see in the next sections.

{
    "name": "lookup",
    "actionId": "0bb6413e-cabb-4074-99e6-9e815c69f25b",
    "executedAt": "2024-05-08T12:33:21.527395295Z",
    "data": {
        "paymentCompositionOptions": [
            {
                "integrationType": "api",
                "paymentMethodCode": "jazzCash",
                "description": "JazzCash"
            }
        ]
    },
    "links": {
        "execution": "http://payrails-api.staging.payrails.io/merchant/workflows/payment-acceptance/executions/83c534ac-13b7-43e6-b04b-f3e8b4eb4424",
        "authorize": {
            "method": "POST",
            "href": "http://payrails-api.staging.payrails.io/merchant/workflows/payment-acceptance/executions/83c534ac-13b7-43e6-b04b-f3e8b4eb4424/authorize"
        }
    }
}

Pass JazzCash payment method in request to authorize payment with Payrails

You can then make a request to our authorize a payment endpoint with jazzCash as the paymentMethodCode. See an example below:

{
  "executionId": "c0fd1c51-e709-47e5-bfd1-5d1c98f7d990",
  "amount": {
    "value": "1000",
    "currency": "PKR"
  },
  "paymentComposition": [{
    "integrationType": "api",
    "paymentMethodCode": "jazzCash",
    "amount": {
      "value": "1000",
      "currency": "PKR"
    }
  }],
  "meta": {
    "order": {
      "lines": [{
        "id": "UUID",
        "name": "Order Name",
        "quantity": 1,
        "unitPrice": {
          "currency": "PKR",
          "value": "1000"
        }
      }]
    }
  },
  "returnInfo": {
    "success": "https://mysuccessurl.com",
    "error": "https://myerrorurl.com"
  }
}

Supported regions / countries

Region(s)Countries
Asia Pacific🇵🇰 Pakistan

Supported workflows and services

WorkflowSupported
Available via Payrails SDK✔️
Available via Payrails API✔️
Delayed / Manual Capture✖️
Instant Capture✔️
Cancel / Void✖️
Refund / Reverse✔️
Save Instruments✖️
Merchant Initiated Transaction (MIT)✖️
InteroperabilityN/A