WafaCash

WafaCash is an alternative payment method in Morocco. With WafaCash, customers can enjoy a seamless checkout experience, with a choice of fulfilling their payments in cash or cards in stores and kiosks.

Introduction

WafaCash is an alternative payment method in Morocco that offers a convenient way for customers to pay for goods and services. Integrating WafaCash with Payrails allows you to provide a fast, easy-to-use payment option for your customers while leveraging our platform to route the payment to any Payment Service Provider (PSP). This guide will explain the process of integrating WafaCash into your app or website using Payrails.

Pre-requisites

Before you start accepting WafaCash payments with Payrails, there are a few requirements you must meet:

  1. Integrate with Payrails using one of our SDKs or our API
  2. Configure a new integration account for WafaCash via one of the following Payment Service Providers:
    dLocal, and coming soon (Flutterwave)
  3. Enable WafaCash as a payment option.
  4. Make sure you're sending the WafaCash specific meta fields (found under Merchant configurations -> Meta fields on your Payrails dashboard and in the examples below) in your requests.

Ways to integrate WafaCash

Payrails SDK

The simplest way to use WafaCash with Payrails is to use our drop-in in your checkout flow. With this integration type, no additional development work is required to accept payments with WafaCash.

Server-to-server integration

The simplest way to use WafaCash is by completely managing your own client-side implementation, and using Payrails APIs with a server-to-server integration to process payments with WafaCash. With this approach, follow the documentation below to build WafaCash into your applications:

Parse WafaCash from lookup response

With a server-to-server integration, you can call our lookup payment options endpoint to get available payment options and relevant configurations for each payment method. As the example below, you can see wafaCashWallet returned as an option of the paymentCompositionOptions. You can use this value later to authorize payments with Payrails as you can see in the next sections.

{
    "name": "lookup",
    "actionId": "0bb6413e-cabb-4074-99e6-9e815c69f25b",
    "executedAt": "2024-05-08T12:33:21.527395295Z",
    "data": {
        "paymentCompositionOptions": [
            {
                "integrationType": "api",
                "paymentMethodCode": "wafaCashWallet",
                "description": "WafaCash"
            }
        ]
    },
    "links": {
        "execution": "http://payrails-api.staging.payrails.io/merchant/workflows/payment-acceptance/executions/83c534ac-13b7-43e6-b04b-f3e8b4eb4424",
        "authorize": {
            "method": "POST",
            "href": "http://payrails-api.staging.payrails.io/merchant/workflows/payment-acceptance/executions/83c534ac-13b7-43e6-b04b-f3e8b4eb4424/authorize"
        }
    }
}

Pass WafaCash payment method in request to authorize payment with Payrails

You can then make a request to our authorize a payment endpoint with wafaCashWallet as the paymentMethodCode. See an example below:

{
  "executionId": "c0fd1c51-e709-47e5-bfd1-5d1c98f7d990",
  "amount": {
    "value": "1000",
    "currency": "MAD"
  },
  "paymentComposition": [{
    "integrationType": "api",
    "paymentMethodCode": "wafaCashWallet",
    "amount": {
      "value": "1000",
      "currency": "MAD"
    }
  }],
  "meta": {
    "order": {
      "lines": [{
        "id": "UUID",
        "name": "Order Name",
        "quantity": 1,
        "unitPrice": {
          "currency": "MAD",
          "value": "1000"
        }
      }]
    }
  },
  "returnInfo": {
    "success": "https://mysuccessurl.com",
    "error": "https://myerrorurl.com"
  }
}

Supported regions / countries

Region(s)Countries
Africa (MENA)🇲🇦 Morocco

Supported workflows and services

WorkflowSupported
Available via Payrails SDK✔️
Available via Payrails API✔️
Delayed / Manual Capture✖️
Instant Capture✖️
Cancel / Void✔️
Refund / Reverse✔️
Save Instruments✖️
Merchant Initiated Transaction (MIT)✖️
InteroperabilityN/A